Top 5 Home Insurance Companies in Atlantic County, NJ
Check out the most popular Home Insurance agencies & companies in Atlantic County, NJ & compare the best quotes from them.
Average Cost of Homeowners Insurance in Atlantic County, NJ
According to the research conducted by Arnomo, the average homeowners insurance in Atlantic County, NJ, is $865.24, which is lower than the national average premium. The national average premium is $1224. Considering that, the cost of the insurance is decided after scrutinizing certain factors. Few such factors are the home value, coverage type, deductible, age of the home, the material used to build your home, etc. Therefore, understanding the homeowners insurance rates set in Atlantic County, NJ, is necessary to maintain the balance as per your needs.
Home Insurance Coverage in Atlantic County, NJ
Home insurance coverage refers to the package offered by the insurance company which covers the damages or loss of the house in any unforeseen circumstances. Every home insurance policy has a liability limit which determines the amount of coverage an individual has to cover the damage in an unfortunate situation.
Refer to the chart below to understand the rates applicable for different coverages.
The average limit is generally $100,000, but the policyholder can also opt for a higher limit. Therefore, the higher the amount, the higher the protection.
Apart from that, homeowners in Atlantic County, NJ, can take advantage of discounts to reduce the cost of their house insurance. One such way is to maintain claim-free history. Homeowners who have a claims-free history with their home insurance company can receive discounts on their premiums. By providing a history of zero claims, homeowners have to pay a premium of $761, where the discount is $104. In contrast, policyholders with one and two claims have to pay a premium of $943 and $986, respectively. So, the higher the number of claims, the higher the premium added to the insurance.
Other than that, homeowners can save by taking higher deductibles. The deductible is the amount of money that a homeowner pays out of pocket before their insurance policy pays any claims. By choosing a higher deductible, homeowners can lower their monthly premiums. Typically, homeowners choose to pay a deductible of $1500 to $2000 to get $728 and $660 worth of coverage, respectively. Homeowners in Atlantic County, NJ, can also avail Multi-policy discounts offered by Travelers, Nationwide, Allstate of up to 7 to 21%.
Top Home Insurance Companies in Atlantic County, NJ
| Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
|---|---|---|
| State Farm | A | 10.67% |
| Allstate | A+ | 9.18% |
| Liberty Mutual | A | 8.79% |
| Travelers | A++ | 5.07% |
| Nationwide | A+ | 4.2% |
Top Travelers Home Insurance Agents in Atlantic County, NJ
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Whitaker Myers Ins. Agency, Inc | 247 E. King Hwy 8033 |
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| E K Mcconkey & Co Inc | 2103 Branch Pike Ste 7 www.ekmcconkey.com 8077 |
(856) 303-2230 Email:droper@ekmcconkey.com |
|
| C R Pate & Company | 3109 Chichester Ave 19061-3117 |
610-485-1161 | |
| Colonial Ins Agency Of Hillsborough Inc | 1301 Veterans Hwy www.colonial-agency.com 19007-2514 |
267-812-1301 | |
| Kirnco Insurance Group | 807 GARRETT RD 19082 |
610-352-3222 | |
| Conover Insurance | 750 Route 73 S www.conoverinsurance.com 08053-4191 |
856-983-8011 Email:info@conoverinsurance.com |
|
| Qbe First | 438 Ganttown Rd Ste A5 8080 |
(856) 202-7300 | |
| Central Illinois Agents Group Llc | 393 W Lincoln Hwy 19047-5138 |
267-789-3900 | |
| Remer Lane Insurance Inc | 951 Haddonfield Rd Fl 2 www.remerlane.com 8002 |
(856) 356-1700 Email:clark@remerlane.com |
|
| Kent Stehling Insurance Agency | 19 N MAIN STREET 8210 |
609-465-7121 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Mark Jennings Agency | 1851 Ritner St 19145-3719 |
(215) 467-7231 | |
| Dockery & Associates Inc | 1301 Route 70 E Ste 1 8034 |
(856) 216-0088 | |
| Arleen B Miller Lutcf | 2303 New Rd 08225-1406 |
609-646-0600 | |
| David Noma Agency | 1420 S Lincoln Ave 8361 |
(856) 692-1514 | |
| Hennessy & Associates Inc | 635 ROUTE 9 8721 |
732-269-0800 | |
| William Norman Snyder | 3069 English Creek Avenue Twp. 8234 |
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| Nancy L. Kowalski | 500 E ABSECON BLVD 8201 |
609-641-3000 | |
| Mark Malvaso Llc | 4201 Neshaminy Blvd STE 111 19020-1127 |
(215) 942-9135 | |
| Brooke Adams Agency | 428 Macdade Blvd 19033-2504 |
610-586-8773 | |
| Ryan R Ferraro | 4169 Main Street 19127 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Joshua Sprague | 3891 WEST MALAGA ROAD 8322 |
856-728-2575 | |
| Jeff Martin | 231 CROSSWICKS RD STE 1 8505 |
609-291-8800 | |
| Terry Wilson | 1946 E Route 70 Cherry\u00a0Hill 8003 |
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| Darrin Taylor | 185 N Main Street 08050-2960 |
609-978-9400 | |
| Mark Kim | 35 Woodland Ave 19070 |
(610) 544-8070 | |
| Terri Smith | 9720 3Rd Ave 9720 3Rd Ave Stone\u00a0Harbor 8247 |
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| David Weilbrenner | 1329 W Cheltenham Ave 19027 |
(215) 635-2600 | |
| Napoleon Smith | 135 S BROAD ST STE B 8096 |
(856) 848-8898 | |
| Kent Schwab | 460 PETERSBURG/DENNISVILLE RD 8250 |
609-628-2626 | |
| Krystin Mccord | 7790 ROCKWELL AVE 19111 |
215-725-6700 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Tiffany Won | 1307 White Horse Rd Bldg C Voorhees www.tiffanywon.com 8043 |
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| Ryan Rosario | 4548 Market Street Suite M22 Suite 208 www.rosarioinsurance.com 19139 |
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| Sue Cambre | 275 Route 72 Manahawkin www.suecambre.net 8050 |
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| Ken Lohman | 116 N 2ND ST STE 108 www.kenlohman.com 8102 |
856-365-8888 | |
| Tom Elliott | 4169 Germantown Ave 19140 |
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| Courtny Tyler | 2658 Street Road www.maricopainsurance.com 19020-2651 |
215-639-7926 | |
| Mike Bates | 1015 Briggs Rd www.mikebates.biz 8054 |
(856) 914-4600 | |
| Ben Harwell | 1001 N Broad St www.benharwell.com 08096-3535 |
856-848-6660 | |
| Austin Wingfield | 1410 Hooper Ave www.austinwingfield.com 08753-2854 |
732-505-8525 | |
| Kent Wilson | 1409 CANTILLON BLVD 8330 |
609-399-0060 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Douglas L. Carlen | 501 Zion Rd Ste 9 8234 |
(609) 236-3760 | |
| Nancy Mcdowell Lutcf | 333 OLD DUTCH MILL RD 8328 |
(856) 694-2222 | |
| Sarah Leach | 143 Macdade Blvd 19033 |
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| David Williams Jr. | 6301 Mershon St 19149 |
(215) 288-2400 | |
| Kirsten West | 7178 MARSHALL RD 19082 |
610-622-1954 | |
| Mark Lyons | 236 W Baltimore Pike 19018-2101 |
(610) 623-0800 | |
| Julie Sternal | 2000 MIDLANTIC DR STE 440 8054 |
856-552-6330 | |
| David Hewitt | 151 Fries Mill Road 08012-2016 |
856-228-9119 | |
| Crystal Malone | 14450 Bustleton Avenue 19116-2107 |
215-552-9900 | |
| Sarah Mclaughlin | 7010 Elmwood Avenue 19142 |
| State Farm | Nationwide | Allstate | |
| Median Home Value ($) | 197,100 | 197,100 | 237,100 |
| Construction year | 1967 | 1968 | 1982 |
| Home Coverage ($) | $200000-$250000 | $250000-$300000 | $250000-$300000 |
| Total Premium ($) | $720 | $858 | $1038 |
Atlantic County, NJ Multi Policy Discounts by Home Insurance Companies
| Home Insurance Company | Multi Policy Discount (%) |
|---|---|
| Travelers | upto 7% |
| Nationwide | upto 7% |
| Allstate | upto 21% |
| Liberty Mutual | upto 18% |