Home Insurance Costs with Deductible Scenarios in Cape May County, NJ & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Cape May County, NJ	$295500	$710	$977
Commercial, NJ	$121200	$443	$609
Downe, NJ	$150600	$535	$736
West Wildwood, NJ	$278800	$717	$987
Cape May Point, NJ	$709200	$1569	$2,159
Port Norris, NJ	$131300	$498	$685
Laurel Lake, NJ	$103200	$434	$597
Whitesboro, NJ	$128400	$491	$676
Lower, NJ	$236300	$557	$767
Middle, NJ	$250700	$572	$788

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Impact of Coverage Amount on Home Insurance Cost In Cape May County, NJ

Coverage Amount	Home Insurance Cost ($)
$100,000	$292
$200,000	$1,069
$300,000	$1,378
$400,000	$1,642
$500,000	$2,102
$750,000 to $1000,000	$2,430
Above $1000,000	$2,874

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Cape May County, NJ Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Cape May County, NJ Average Home Insurance Cost	$988.8
State Average Home Insurance Cost	$1,081
Difference Vs national Average	-235.2

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Top Homeowners Insurance Companies in Cape May County, NJ

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$1,125
State Farm	$739
Narragansett Bay	$580
Cumberland Insurance Group	$532

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Cape May County, NJ Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-138	850
One Claim	+79	1068
Two Claims	+129	1117

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