Home Insurance Costs with Deductible Scenarios in Cumberland County, NJ & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Cumberland County, NJ	$160500	$536	$738
Rosenhayn, NJ	$166000	$562	$774
Alloway, NJ	$195800	$609	$838
Fairton, NJ	$131700	$498	$686
Commercial, NJ	$121200	$443	$609
Buena Vista, NJ	$188000	$502	$690
Seabrook Farms, NJ	$152000	$538	$740
Olivet, NJ	$235600	$662	$911
Estell Manor, NJ	$234900	$661	$910
Woodbine, NJ	$166800	$564	$776

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Impact of Coverage Amount on Home Insurance Cost In Cumberland County, NJ

Coverage Amount	Home Insurance Cost ($)
$100,000	$487
$200,000	$1,436
$300,000	$1,860
$400,000	$2,301
$500,000	$2,945
$750,000 to $1000,000	$3,405
Above $1000,000	$4,027

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Cumberland County, NJ Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Cumberland County, NJ Average Home Insurance Cost	$746.9
State Average Home Insurance Cost	$1,081
Difference Vs national Average	-477.1

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Top Homeowners Insurance Companies in Cumberland County, NJ

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$1,125
Travelers	$957
Cumberland Insurance Group	$532
New Jersey Manufacturers	$522

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Cumberland County, NJ Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-90	657
One Claim	+45	792
Two Claims	+105	851

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