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Home Insurance Costs with Deductible Scenarios in Lakewood, NJ & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Lakewood, NJ $313300 $711 $979
Allenwood, NJ $479600 $1181 $1,625
Lake Como, NJ $408500 $948 $1,305
Loch Arbour, NJ $991100 $1954 $2,688
West Freehold, NJ $373000 $867 $1,194
Ramtown, NJ $330900 $665 $915
Cedar Glen West, NJ $35000 $220 $302
Robertsville, NJ $468600 $712 $980
Farmingdale, NJ $282100 $722 $993
Pine Ridge at Crestwood, NJ $54400 $290 $399

Impact of Coverage Amount on Home Insurance Cost In Lakewood, NJ

Coverage Amount Home Insurance Cost ($)
$100,000 $347
$200,000 $962
$300,000 $1,210
$400,000 $1,566
$500,000 $2,004
$750,000 to $1000,000 $2,318
Above $1000,000 $2,741


Lakewood, NJ Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Lakewood, NJ Average Home Insurance Cost$990.45
State Average Home Insurance Cost$1,081
Difference Vs national Average-233.55

Top Homeowners Insurance Companies in Lakewood, NJ

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $1,125
Chubb $875
New Jersey Skylands $527
New Jersey Manufacturers $522

Lakewood, NJ Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -129 862
One Claim +50 1040
Two Claims +129 1119