Home Insurance Costs with Deductible Scenarios in Manchester, NJ & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Manchester, NJ	$126900	$474	$652
Lakewood, NJ	$313300	$711	$979
Freehold, NJ	$410300	$858	$1,181
Manchester, NJ	$126900	$474	$652
Berkeley, NJ	$179300	$490	$675
Manahawkin, NJ	$301100	$747	$1,029
Cedar Glen West, NJ	$35000	$220	$302
North Hanover, NJ	$296400	$622	$856
Point Pleasant Beach, NJ	$556300	$1320	$1,816
Eagleswood, NJ	$262800	$696	$958

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Impact of Coverage Amount on Home Insurance Cost In Manchester, NJ

Coverage Amount	Home Insurance Cost ($)
$100,000	$491
$200,000	$1,605
$300,000	$2,077
$400,000	$2,583
$500,000	$3,306
$750,000 to $1000,000	$3,823
Above $1000,000	$4,520

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Manchester, NJ Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Manchester, NJ Average Home Insurance Cost	$659.6
State Average Home Insurance Cost	$1,081
Difference Vs national Average	-564.4

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Top Homeowners Insurance Companies in Manchester, NJ

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$1,125
Travelers	$957
Cumberland Insurance Group	$532
New Jersey Skylands	$527

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Manchester, NJ Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-92	567
One Claim	+59	719
Two Claims	+92	752

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