Home Insurance Costs with Deductible Scenarios in Ocean County, NJ & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Ocean County, NJ	$267900	$675	$929
Bass River, NJ	$235600	$662	$911
Tuckerton, NJ	$216300	$637	$876
Island Heights, NJ	$400000	$928	$1,276
Seaside Park, NJ	$683200	$1529	$2,103
Lavallette, NJ	$711300	$1572	$2,163
Jackson, NJ	$340500	$751	$1,033
Bay Head, NJ	$1094300	$2071	$2,849
Lakewood, NJ	$313300	$711	$979
Brick, NJ	$279400	$689	$948

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Impact of Coverage Amount on Home Insurance Cost In Ocean County, NJ

Coverage Amount	Home Insurance Cost ($)
$100,000	$316
$200,000	$985
$300,000	$1,394
$400,000	$1,711
$500,000	$2,190
$750,000 to $1000,000	$2,532
Above $1000,000	$2,994

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Ocean County, NJ Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Ocean County, NJ Average Home Insurance Cost	$939.84
State Average Home Insurance Cost	$1,081
Difference Vs national Average	-284.16

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Top Homeowners Insurance Companies in Ocean County, NJ

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$1,125
Chubb	$875
Cumberland Insurance Group	$532
New Jersey Manufacturers	$522

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Ocean County, NJ Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-132	808
One Claim	+47	987
Two Claims	+132	1071

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