Home Insurance Costs with Deductible Scenarios in Salem County, NJ & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Salem County, NJ	$185800	$576	$793
Rosenhayn, NJ	$166000	$562	$774
Lower Chichester, PA	$96300	$420	$578
Chester, PA	$67300	$607	$835
Lower Alloways Creek, NJ	$239000	$666	$917
Trainer, PA	$103500	$433	$596
Delaware City, DE	$188700	$476	$655
Swedesboro, NJ	$200900	$616	$848
Richwood, NJ	$370200	$862	$1,186
Stow Creek, NJ	$192700	$604	$831

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Impact of Coverage Amount on Home Insurance Cost In Salem County, NJ

Coverage Amount	Home Insurance Cost ($)
$100,000	$355
$200,000	$1,325
$300,000	$1,703
$400,000	$2,079
$500,000	$2,661
$750,000 to $1000,000	$3,077
Above $1000,000	$3,638

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Salem County, NJ Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Salem County, NJ Average Home Insurance Cost	$802.19
State Average Home Insurance Cost	$1,081
Difference Vs national Average	-421.81

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Top Homeowners Insurance Companies in Salem County, NJ

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$1,125
Travelers	$957
State Farm	$739
New Jersey Skylands	$527

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Salem County, NJ Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-96	706
One Claim	+56	858
Two Claims	+104	906

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