Home Insurance Costs with Deductible Scenarios in Toms River, NJ & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Toms River, NJ	$286200	$698	$960
Cedar Glen Lakes, NJ	$69500	$340	$467
Holiday Heights, NJ	$180100	$585	$805
Avon-by-the-Sea, NJ	$864800	$1793	$2,467
Holiday City South, NJ	$147600	$530	$729
Plumsted, NJ	$294400	$620	$853
Ocean Acres, NJ	$257800	$580	$798
Brielle, NJ	$633700	$1450	$1,995
Silver Ridge, NJ	$133000	$501	$690
Ocean County, NJ	$267900	$675	$929

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Impact of Coverage Amount on Home Insurance Cost In Toms River, NJ

Coverage Amount	Home Insurance Cost ($)
$100,000	$320
$200,000	$982
$300,000	$1,301
$400,000	$1,638
$500,000	$2,097
$750,000 to $1000,000	$2,424
Above $1000,000	$2,866

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Toms River, NJ Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Toms River, NJ Average Home Insurance Cost	$971.52
State Average Home Insurance Cost	$1,081
Difference Vs national Average	-252.48

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Top Homeowners Insurance Companies in Toms River, NJ

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$1,125
State Farm	$739
Narragansett Bay	$580
Cumberland Insurance Group	$532

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Toms River, NJ Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-126	845
One Claim	+49	1020
Two Claims	+117	1088

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